The Homebuying Process
The easiest way to understand the home buying process is to go through it step by step. Bearing in mind that the process varies from one buyer to the next, these are the steps that most home buyers go through.
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Home & Service Tips
Change your air filter regularly to best maintain your cooling system. Dirt and air pollutant buildup can lead to expensive repairs.
Check your outside condensing unit each spring and make sure it is free of debris and allows proper air flow/circulation.
Use your bathroom fan as little as possible during winter. It sucks out shower steam, but also heat in nearby rooms.
Significantly reduce your utility bill each month by maximizing the sun. Closing blinds in the summer and allowing sunlight in during winter saves money.
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Conventional, VA, FHA mortgage
Anyone tuned-in to the mortgage market knows that it's harder to get financing these days, unless you have premium credit ... or close ties to a loan officer.
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VA Loans
Use your VA loan to buy a home with no down payment. The Department of VA recently increased the Maximum Guaranty Amount for veteran home loans.
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FHA Loans
An FHA refinance mortgage or FHA loan allows for the refinance or purchase of a home with a low down payment. These loans are great for the first-time homebuyer.
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Finding Great Schools
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You will find profiles for more than 120,000 public, private and charter schools nationwide. Search the site to find school's test scores, teacher/student stats and more. www.greatschools.org |
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Essentials for Home Buyers
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Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving. I am licensed in Maryland, District of Columbia, and Virginia. Please contact me if you have any questions about buying a home in Maryland, District of Columbia, or Virginia. Below, select desired reports and complete the form provided.
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Buyers: Making the Right Choice
There are so many different homes to choose from during the buying process. How can you be sure to make the right choice?
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Home Inspections
Buying a home is a big decision that includes more than falling in love with the style and decor of a home. A home needs to be in good working order. This is where an home inspector comes in.
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Why Hire a Real Estate Agent or REALTOR?
As spring rolls in, many people start listing their home for sale. The weather warms up and buyers, having recovered from the holidays, begin to house hunt.
Many buyers will go it alone. They hit the Internet for their first line of attack in house hunting. They peruse magazines and open houses. But they miss an important key player in their house-hunting mission–the real estate agent.
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